With storm season looming and damages costing Victorians millions each year, RACV is urging households to prepare now rather than pay later. Storms account for 80 per cent of all Victoria State Emergency Service (VICSES) callouts, making them the state’s most frequent and costly natural hazard.
Over the past year, VICSES received more than 12,000 storm-related requests for assistance, translating to an estimated $28 million in damage. The Insurance Council of Australia recorded 27,000 insurance claims following the extreme Valentine’s Day storm in 2024, highlighting the mounting financial toll of severe weather events.
RACV General Manager Insurance and Roadside, Bill Bloodworth, said small preventive measures can make a big difference.
“Storms are one of the most common causes of damage to homes in Victoria. We know that issues like roof leaks, blocked gutters and unsecured outdoor items often lead to costly repairs that could have been avoided,” Mr Bloodworth said.
“Now is a great time for Victorians to carry out a home and garden check-up and make sure their property is storm-ready.”
RACV has issued a set of practical tips to help residents minimise storm risks and keep their homes and vehicles safe.
Before a storm hits:
- Clear gutters and downpipes to reduce the risk of water damage.
- Secure or store outdoor items such as furniture, umbrellas, and trampolines.
- Park vehicles undercover where possible to protect against hail and falling branches.
- Trim overhanging branches near your home and powerlines.
- Inspect your roof for cracked or missing tiles.
During a storm, the advice is simple—stay inside and stay safe.
- Remain indoors and away from windows.
- Avoid driving unless essential.
- Never touch fallen powerlines or enter floodwaters.
- Keep a battery-powered radio or phone ready for emergency updates.
“If your home or vehicle is damaged, contact RACV Insurance as soon as it is safe. Document damage with photos and keep receipts for any urgent repairs,” Mr Bloodworth said.
“By taking action now, households can reduce the likelihood of serious storm damage and stay safer when severe weather does hit.”
The message is clear—preparedness saves money, time, and stress. With unpredictable weather becoming more frequent, a quick weekend spent securing the home and garden could prevent months of costly repairs later.
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